Purchase details

Purchase price

Floor area over 85 m²?

First-time home buyer No-home household + price ≤ KRW 1.2B → up to KRW 2M acquisition-tax relief

Mortgage

Loan amount

Rate (annual %)

Term (years)

Repayment method?

Equal payment Equal principal

Equal principal has a larger first payment, so DSR is assessed higher (more conservative).

Purchase purpose

Own residence Gap investment

Registration & scrivener

Assessed value (bond-purchase basis)?↗ Check assessed value

Leave blank if unsure → estimated as 70% of purchase price. Check the exact assessed value via the icon above.

National Housing Bond discount rate?

Self-file registration (no scrivener fee)?

Sale details

Sale price

Purchase price (original)

Necessary expenses (acquisition tax, brokerage fee, remodeling, etc.)

Holding period (years)

Residence period (years)

1-home household (as of sale date)?

The sale scenario focuses on capital gains tax, so income/DSR are not applied.

Jeonse contract

Jeonse deposit

Jeonse loan

Rate (annual %)

Term (years)

Jeonse loans guaranteed by HUG/HF/SGI are excluded from household DSR (per the FSS's household-loan management guidance). Some "Jeonse loan + credit top-up" products still affect your separate credit-loan limit — check with your bank.

Inheritance details

Inherited property value

Other inherited assets (cash, stocks, etc.)

Inherited debt & funeral costs

Surviving spouse (spousal deduction applies)

Number of children KRW 50M personal deduction per child (minors get an extra KRW 10M × remaining years to age 19).

Gift details

Gifted property value

Recipient

Spouse Adult child Minor child Other relative

10-year cumulative deduction: spouse KRW 600M / adult child KRW 50M / minor KRW 20M / other relative KRW 10M.

Gifts received in the past 10 years (from the same donor)

Total Cost Dashboard